Services and Products

 

INVESTMENT PLANNING *

  • Identifying Capital, Contribution and Return Requirements to Help Meet Goals
  • Building Cash Reserves
  • Information on Alternatives Pros/Cons
  • Asset Allocation: Attempting to Reduce Risk, Enhance Rate of Return by Balancing Assets

RETIREMENT PLANNING *

  • Dealing with Lump Sum Distributions
  • Projecting Early or Late Retirement
  • Income Generating Strategies
  • Coordinating Social Security, Pensions and other Sources of Income
  • Maximizing Tax Efficiency

 

ESTATE PLANNING *

  • Protecting Privacy
  • Preserving Family Wealth
  • Charitable Giving
  • Minimizing Tax Liabilities

INSURANCE PLANNING *

Helping Clients with Game Plan for:

  • Disability or Illness
  • Premature Death
  • Long-Term Care Needs

 

Products

INVESTMENT PRODUCTS *

  • Money Markets
  • Treasury Bills, Notes and Bonds
  • Stocks
  • Bonds (Taxable and Tax Free)
  • Mutual Funds
  • REITS (Real Estate Investment Trusts)
  • Limited Partnerships
  • Annuities (Fixed and Variable)
  • IRAs, SEP IRAs, Roth IRAs
  • Retirement Plans (401Ks, DC and DB Plans)
  • 529 College Savings Plans

INSURANCE PRODUCTS

  • Life (Individual and Group) *
  • Annuity *
  • Disability
  • Group Health
  • Long-Term Care
  • Private Pension
  • key Person Insurance

*Securities and Investment advisory services offered through Voya Financial Advisors, Member SIPC